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SME Property Protection Insurance

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Services

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What is SME Property Protection Insurance?

SME Property Protection Insurance provides coverage for physical loss or damage to property due to unforeseen events, such as fire, theft, natural disasters, and accidents.

What are the exclusions in SME Property Protection Insurance?

SME Property Protection Insurance excludes damage caused by war, terrorism, pollution, wear and tear, and intentional acts of damage.

Does SME Property Protection Insurance cover business interruption?

SME Property Protection Insurance covers physical damage to property but may not cover loss of income or business interruption unless specifically included in the policy as an additional coverage.

Shariah Definition of the Product:

It is a Takaful product that covers the negative financial impacts arising from material damages to the participant’s property during the validity period of the Takaful policy through the cooperation of the Takaful Fund participants in providing financial assistance to the beneficiary in accordance with the terms and conditions of the policy.

Shariah Basis for Product

Shariah Regulations

Shariah Approval Certificate

Shariah Faq

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