HAYATX.VALUE_ADDED_SERVICES

Get Your Policy

Product insurance

prev
next

healthRevamp.BENIFITS_TITle

healthRevamp.BENIFITS_DESC

healthRevamp.BENIFITS_CARD1_TITLE

healthRevamp.BENIFITS_CARD1_DESC

healthRevamp.BENIFITS_CARD2_TITLE

healthRevamp.BENIFITS_CARD2_DESC

healthRevamp.BENIFITS_CARD3_TITLE

healthRevamp.BENIFITS_CARD3_DESC

Services

healthRevamp.SERVICES.SERVICE1.TITLE

healthRevamp.SERVICES.SERVICE1.DESC

healthRevamp.SERVICES.SERVICE2.TITLE

healthRevamp.SERVICES.SERVICE2.DESC

healthRevamp.SERVICES.SERVICE3.TITLE

healthRevamp.SERVICES.SERVICE3.DESC

healthRevamp.SERVICES.SERVICE5.TITLE

healthRevamp.SERVICES.SERVICE5.DESC

Phone mockupBuilding

You can track your claims, receive updates and discounts in our app, download it now!

Value Added Services

Leverage our digital solutions designed to support your employees' health and streamline their access to medical care, available directly through the Al Rajhi Takaful app.

Empower your employees to adopt a healthy lifestyle using advanced technology, such as AI facial scanning for vital signs, sleep tracking, and mood monitoring. To keep them motivated, they earn coins for their daily activity, which can be redeemed for valuable rewards.

HAYATX.VIEW_ALL_BENEFITS

Provide comprehensive care for your team, featuring immediate and scheduled consultations, mental health support, and women's care. The service also facilitates chronic disease management, medication refills, and remote lab test requests.

HAYATX.VIEW_ALL_BENEFITS

Coverages and Benefits

Economy Package

Standard Package

Premier Package

Elite Package

Benefits

Territorial Scope: Extended to Worldwide in emergency cases only while on Business trips, Vacation and Holidays for upto 60 days in the aggregate.
KSA
Annual Limit (Sum Insured) Per Person Per Year (PPPY) including sublimits mentioned in the Policy(*Small and medium enterprises are supported through Insurance Daman program for expenses exceeding 500 thousand).
1,000,000
Reimbursement Benefit: Reimbursement of claims is applied for emergency and non-emergency cases Outside and Inside KSA on Reasonable & Customary basis for the same eligible ART networks.
Emergency Covered
Medical Providers other than the minimum network: Members of lower classes cannot go to higher classes Hospital/Clinics.Provider Network: Members of lower classes cannot go to higher classes Hospital/Clinics.
-
Chronic & Pre-existing Conditions up to Policy Limit PPPY
Covered
Territorial Scope: Extended to Worldwide in emergency cases only while on Business trips, Vacation and Holidays for upto 60 days in the aggregate.
KSA
Annual Limit (Sum Insured) Per Person Per Year (PPPY) including sublimits mentioned in the Policy(*Small and medium enterprises are supported through Insurance Daman program for expenses exceeding 500 thousand).
SAR 1,000,000
Reimbursement Benefit: Reimbursement of claims is applied for emergency and non-emergency cases Outside and Inside KSA on Reasonable & Customary basis for the same eligible ART networks.
Emergency Covered
Medical Providers other than the minimum network: Members of lower classes cannot go to higher classes Hospital/Clinics.Provider Network: Members of lower classes cannot go to higher classes Hospital/Clinics.
-
Chronic & Pre-existing Conditions up to Policy Limit PPPY
Covered
<
>

Got Questions? We've Got Answers!

What does SME health insurance cover?

  • Health SME insurance covers a wide range of healthcare services including hospitalization, outpatient care, emergency treatments, and preventive services, depending on the chosen package.

What happens in the event of a disaster?

  • Yes, it can provide coverage for losses due to online shopping fraud, such as reimbursement if you’ve been scammed or your payment information was misused. This benefit available only in Advanced plan.

How do employees access healthcare services?

  • Employees can check their medical network and coverage details through the Al Rajhi Takaful mobile application.

Shariah Definition of the Product:

It is a Takaful product that covers the expenses of providing health care to the subscriber (the policyholder) or whomever he designates to benefit from it (the insured), through the cooperation of the participants in the Takaful Fund in providing financial assistance to cover the health care expenses to the beneficiary in accordance with what the terms and conditions of the policy specify, or any addendum added to her.

Shariah Basis for Product

Shariah Regulations

Shariah Approval Certificate

Shariah Faq

Do you need help ?

If You Still Have Questions, Please Contact Us Directly.
We’d Love To Help.

zain-need-help.svg