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Features and Benefits

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Theft of Funds Protection

Coverage for financial losses from stolen funds due to unauthorized access, phishing, or email spoofing, including legal action costs, up to 10,000

Online Shopping Risks Protection

Coverage for financial losses resulting from fraudulent online purchases or paying for goods that are not delivered, with protection up to 10,000.

Cyber Bullying & Stalking Protection

Coverage for costs arising from cyberbullying or cyber stalking incidents, including legal expenses, expert support to manage and restore reputation, and psychological assistance when needed

Services

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Coverages and Benefits

Standard

Advanced

Benefits

Cyber Bullying & Stalking Protection:
Up to 1,000
Up to 2,000
Online Shopping Risks Protection
Not Covered
Up to 10,000
Theft of Funds Protection
Up to 7,000
Up to 10,000
Data restoration and malware decontamination
Up to 3,500
Up to 5,000

Got Questions? We've Got Answers!

Who should get digital fraud insurance?

  • Anyone concerned about personal online security, especially those handling sensitive digital data or making financial transactions online, may benefit from digital fraud insurance.

Does digital fraud insurance cover online shopping risks?

  • Yes, it can provide coverage for losses due to online shopping fraud, such as reimbursement if you’ve been scammed or your payment information was misused. This benefit available only in Advanced plan.

Shariah Definition of the Product:

It is a Takaful product that covers the subscriber against direct financial loss resulting from electronic crimes that occur through the use of a computer or electronic port and are discovered for the first time during the validity period of the policy specified in the table, in addition to the subscriber’s civil liability towards third parties. This shall not exceed the total limit of coverage shown in the table and up to the limit stipulated in this policy or any appendix approved later.

Shariah Basis for Product

Shariah Regulations

Shariah Approval Certificate

Shariah Faq

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