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Features and Benefits

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Services

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Economy Package

Silver

Gold

Benefits

Providers Network
DH-M
DH-S
DH-3
Annual Limit
100,000
100,000
100,000
In-Patient & Emergency Treatments
Covered, NIL Deductible
Covered, NIL Deductible
Covered, NIL Deductible
Ambulance Transportation
[Covered for Emergency, 1,000 ]
[Covered for Emergency, 1,000 ]
[Covered for Emergency, 1,000 ]
Outpatient Treatments
Emergency cases are covered with an unlimited number of visits. Non-emergency cases are covered for up to 4 visits, subject to a deductible. Services at primary care centers are covered with a co-payment ranging from 0% to 5%, with a maximum of 25 . For specialized centers, coverage includes a co-payment of 0% to 10% up to 75 with a referral from a primary care center, or up to 500 without a referral.
Emergency cases are covered with an unlimited number of visits. Non-emergency cases are covered for up to 4 visits, subject to a deductible. Services at primary care centers are covered with a co-payment ranging from 0% to 5%, with a maximum of 25 . For specialized centers, coverage includes a co-payment of 0% to 10% up to 75 with a referral from a primary care center, or up to 500 without a referral.
Emergency cases are covered with an unlimited number of visits. Non-emergency cases are covered for up to 4 visits, subject to a deductible. Services at primary care centers are covered with a co-payment ranging from 0% to 5%, with a maximum of 25 . For specialized centers, coverage includes a co-payment of 0% to 10% up to 75 with a referral from a primary care center, or up to 500 without a referral.

Economy Package

Providers Network
DH-M
Annual Limit
100,000 SAR
In-Patient & Emergency Treatments
Covered, NIL Deductible
Ambulance Transportation
[Covered for Emergency, 1,000 SAR]
Outpatient Treatments
Emergency cases are covered with an unlimited number of visits. Non-emergency cases are covered for up to 4 visits, subject to a deductible. Services at primary care centers are covered with a co-payment ranging from 0% to 5%, with a maximum of 25 SAR. For specialized centers, coverage includes a co-payment of 0% to 10% up to 75 SAR with a referral from a primary care center, or up to 500 SAR without a referral.

Silver

Providers Network
DH-S
Annual Limit
100,000 SAR
In-Patient & Emergency Treatments
Covered, NIL Deductible
Ambulance Transportation
[Covered for Emergency, 1,000 SAR]
Outpatient Treatments
Emergency cases are covered with an unlimited number of visits. Non-emergency cases are covered for up to 4 visits, subject to a deductible. Services at primary care centers are covered with a co-payment ranging from 0% to 5%, with a maximum of 25 SAR. For specialized centers, coverage includes a co-payment of 0% to 10% up to 75 SAR with a referral from a primary care center, or up to 500 SAR without a referral.

Gold

Providers Network
DH-3
Annual Limit
100,000 SAR
In-Patient & Emergency Treatments
Covered, NIL Deductible
Ambulance Transportation
[Covered for Emergency, 1,000 SAR]
Outpatient Treatments
Emergency cases are covered with an unlimited number of visits. Non-emergency cases are covered for up to 4 visits, subject to a deductible. Services at primary care centers are covered with a co-payment ranging from 0% to 5%, with a maximum of 25 SAR. For specialized centers, coverage includes a co-payment of 0% to 10% up to 75 SAR with a referral from a primary care center, or up to 500 SAR without a referral.
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Got Questions? We've Got Answers!

When can I purchase health insurance for my domestic helper?

  • You can purchase the insurance as soon as the domestic helper obtains their Iqama, ensuring coverage from the start of their employment.

How can I submit a claim if I get into an accident?

  • Yes, we offer the flexibility to upgrade or downgrade the coverage level based on your need

What happens if a domestic helper passes away while the policy is active?

  • The insurance covers the cost of repatriating the deceased helper's remains up to SAR 10,000, easing the financial burden in such situations.

Shariah Definition of the Product:

It is a Takaful product that covers medical care expenses for domestic workers (beneficiaries), through the cooperation of subscribers to the Takaful Fund in providing financial assistance to cover health care expenses to the beneficiary in accordance with what the terms and conditions of the policy specify, or any annex added to it.

Shariah Basis for Product

Shariah Regulations

Shariah Approval Certificate

Shariah Faq

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